VICDOC Summer 2025 - Flipbook - Page 39
Extras cover
receipt using the Doctors’ Health Fund
Consultations with a podiatrist
claiming app.
Hospital cover
All our extras products
include benefits
If you’ve need hospital surgery for your
for consultations with a podiatrist.
feet or lower limbs, the benefits you
A standard consultation often involves
receive will depend on your level of
an assessment of your condition and the
hospital cover and the type of specialist
development of a treatment plan and
may include some clinical care. To better
support your treatment, our cover now
includes additional benefits related to the
fitting of custom orthotics, such as the
nitial biomechanical assessment
and the creation of associated
moulds or casts.
Under all of our extra's products, you’ll
get a higher benefit for your first podiatry
consultation each calendar year and a set
benefit for all subsequent visits, until you
reach your annual limit.
Your podiatrist may perform some minor
procedures during your consultation,
such as extracting corns, treating ingrown
toenails or trimming nails.
These services may be billed separately
by your podiatrist and are not covered by
your policy.
performing the procedure.
Surgery for these conditions is often
performed by an orthopaedic surgeon,
and the benefits payable depend on the
Medicare Benefits Schedule (MBS) item
numbers your specialist uses.
Our Gold tier policies cover all Medicareeligible inpatient services, including
clinical categories like bone, joint and
muscle, joint reconstructions, and joint
replacements. Our Smart Starter Bronze
Plus policy includes the first two categories
but excludes joint replacements.
Some foot and ankle surgeries can
be performed by a podiatric surgeon.
As these procedures don't have a
Medicare Benefits Schedule (MBS) item
number, the surgeon's and anaesthetist's
fees are not covered by Medicare or
private health insurance. However, if your
hospital policy includes podiatric surgery
Orthotics
and your surgeon is accredited, we may
pay a benefit towards your hospital
If your treatment plan includes custommade orthotics, you can claim the devices
themselves under the podiatry limit on your
accommodation and theatre fees.
We're here to help
extras cover. Depending on your level of
Understanding your cover can feel
cover, we’ll pay a fixed benefit within your
complex, so if you have any questions
annual podiatry limit, with a maximum of
about your podiatry or podiatry related
two sets claimable per person each year.
hospital treatment, please get in touch.
You can claim for your orthotics on the
We're here to help you navigate your
spot through HICAPS
options and make informed decisions
or HealthPoint,
or by simply sending us a photo of your
about your health.
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